Mortgage Solutions Offered

Flexible Loan Options

Customized loans for self-employed, non-citizens, and diverse financial situations.

Nationwide Lender Network

Fast Approvals

Stress-free process ensuring quick approvals and clear communication at every step.

Expert Guidance

KORE Mortgage stands out as a trusted lender and broker, leveraging its access to an extensive network of over 100 lenders, including UWM, #1, the top provider in the nation. This unique position allows us to offer competitive rates and flexible terms, ensuring that we can tailor our offerings to meet your specific financial needs. Whether you are looking for a conventional loan, refinancing options, or specialized loan products, we are committed to finding the perfect solution for you. Our expertise and resources empower us to navigate the diverse landscape of mortgage financing, simplifying the process and maximizing your benefits. With KORE Mortgage, you're not just a number; you're a valued client deserving of personalized service and attention.

To learn more about our products and services

• Connecting with a diverse array of lenders, borrowers gain access to competitive interest rates and various loan products tailored to their unique financial needs.

• This expanded access increases the chances of finding a lender willing to work with individuals who may have less-than-perfect credit or specific financial circumstances.

• Moreover, the convenience of comparing offers from multiple lenders in one place saves time and reduces the stress often associated with the loan application process.

• This network not only enhances financing options but also fosters transparency and informed decision-making, empowering borrowers to choose the best financing solution for their situations. Overall, leveraging a nationwide lender network can lead to better financial outcomes for those in need of loans

Trustworthy advice from experienced professionals to simplify your mortgage journey.

Mortgage solutions can be customized to fit individual needs, and we often offer a combination of these options to help you the borrower achieve your financial goals. Always consult a mortgage professional to determine the best solution for your specific situation.

Adjustable-Rate Mortgages (ARMs)

Interest-Only Mortgages

• Description: Borrowers pay only the interest for a set period, after which they start paying both principal and interest.

• Example: A 10-year interest-only mortgage allows you to pay only interest for the first 10 years.

• Best For: Borrowers with irregular income or those expecting higher earnings in the future.

Fixed-Rate Mortgages

• Description: The interest rate remains the same throughout the life of the loan.

• Example: A 30-year fixed-rate mortgage at 4% interest means your monthly payment stays the same for 30 years.

• Best For: Borrowers who prefer predictable payments and plan to stay in their home long-term.

• Description: The interest rate fluctuates based on market conditions after an initial fixed period.

• Example: A 5/1 ARM has a fixed rate for the first 5 years, then adjusts annually.

• Best For: Borrowers who plan to sell or refinance before the rate adjusts.

• Description: Government-backed loans with lower down payment requirements and more flexible credit criteria.

• Example: A 3.5% down payment for borrowers with a credit score of 580 or higher.

• Best For: First-time homebuyers or those with lower credit scores.

VA Loans (Veterans Affairs)

• Description: Zero-down-payment loans for eligible veterans, active-duty service members, and their families.

• Example: A VA loan with no down payment and no private mortgage insurance (PMI).

• Best For: Military personnel and veterans.

USDA Loans (U.S. Department of Agriculture)

• Description: Zero-down-payment loans for homes in eligible rural areas.

• Example: A USDA loan for a home in a qualifying rural or suburban area.

• Best For: Low-to-moderate-income buyers in rural areas.

Non-QM Loans (Non-Qualified Mortgages)

Construction Loans

Refinancing Solutions

Down Payment Assistance Programs

Fix & Flip (Hard Money Loan)

• Short-term: Typically 6–18 months.

• Interest-only payments: Borrowers pay only the interest during the loan term, with the principal due at the end.

• Based on ARV (After-Repair Value): Loan amounts are often based on the property’s projected value after renovations, not its current value.

• Higher interest rates: Rates are higher than traditional mortgages due to the short-term nature and higher risk.

• Quick funding: Loans are approved and funded faster than traditional financing options.

Get pre-approved so you know where you stand. Fast & Free!

Loan Options

• Description: Replacing an existing mortgage with a new one to secure a lower interest rate, change the loan term, or access equity.

• Example: Refinancing a 30-year mortgage at 6% to a 15-year mortgage at 4%.

• Best For: Borrowers looking to reduce monthly payments or pay off their loan faster.

• Description: Grants or low-interest loans to help cover down payment and closing costs.

• Example: A $10,000 grant from a state housing agency , or others.

• Best For: First-time homebuyers with limited savings.

HEL and HELOCs

• Description: Loans that allow homeowners to borrow against the equity in their home.

• Example: A home equity line of credit (HELOC) for $50,000 to fund home renovations.

• Best For: Homeowners needing funds for large expenses like home improvements or education.

FHA Loans (Federal Housing Administration)

• Description: Loans for borrowers who don’t meet traditional lending criteria.

• Example: A loan for a self-employed borrower with irregular income.

• Best For: Self-employed individuals or those with unique financial situations.

• Description: Short-term financing to build a home, which can later be converted into a traditional mortgage.

• Example: A 12-month construction loan to build a custom home.

• Best For: Buyers planning to build a new home.

Home Loan Solutions

Flexible loan options for all types of buyers.

Refinance Your Mortgage

Expert guidance for stress-free refinancing and approvals.

Personalized solutions for first-time buyers and experienced investors.

Commercial Loan Services

Tailored loans for commercial and residential investments available.